5 people out of 1000 applicants get in per school, people. 5 out of 1000. Jesus.
So I’m trying to write (well, revise) my grad school essays for the creative writing MFA programs I’m applying to for next year. Usually, I find essays talking about myself and selling who I am like a supposedly unique mattress to a reluctant buyer hard; writing as a writer to an admissions board of writers raises the stakes, immensely.
Catching up on Revenge, and may I just say that Aiden is my favorite and if they kill him off I will, quite possibly, cry?
And yes, it should be vengeance, not revenge, in the title. I know this.
Jack and Daniel are just so booorrrriiiinnnnnggggg. Blech. Give me a sniper man any day. But clearly one of them is end game. So.
I lose this game of fandom shipping, clearly. Which is why you shouldn’t ship, like, ever.
Caveat: I am not a credit information professional, and could be wrong.
Here’s the simple way it works: In terms of credit, it has to do with 1) what your total credit limit is, 2) how much of your credit limit do you use, and 3) do you pay all of your bills on time, and in full.
So. I have four credit cards, all with high limits. I only use two, my American Express for business and my Visa Forward for everything else. The plus to Forward is that it gives you better credit and more points based on how often you pay it off, which is awesome). That means I have all sorts of credit and don’t come close to the limit.
The problem here is, however, that two of the three credit unions — I forget which ones — consider whatever you spend on your AmEx as if it’s up to your total credit limit, since AmEx’s have no credit limit. But they’re awesome, and I barely use it, so I forgive that.
The biggest thing however? Pay. In. Full. And if you can’t, seriously, cut up your credit cards, open a debit card, and pay for that/ everything in cash. You don’t have to close your accounts but if you can’t pay it off, that’s how your credit goes down. Which sucks.
I haven’t been perfect, but I do try.
Tip of the day!
Nowhere near done. Very soul baring, and maybe angsty. Angst-ish. Angstesque. Whatever.
I was supposed to / gonna post this whole thing about the pitfalls about being labelled as the MPDG (manic pixie dream girl) — even though I am, not one.
But then I remembered how I have to like, move apartments, which means I like, have to PACK, AGAIN, and then I curled into a ittie bittie ball and screamed and rocked and cried for an hour.